Do I need home insurance to get a mortgage in Ireland?

Yes. Mortgage lenders require buildings insurance as a condition of the mortgage. Mortgage protection life insurance is also mandatory.

How much does home insurance cost in Ireland?

Average home insurance costs €400–€800 per year depending on property value, location, and rebuild cost. Dublin and flood-risk areas are typically higher.

What is mortgage protection insurance?

Mortgage protection is a life insurance policy that pays off your mortgage if you die before it is repaid. It is a legal requirement for most mortgages in Ireland.

Can I use my own insurance broker instead of my bank's?

Yes. You are not obliged to take insurance from your mortgage lender. Shopping around through a broker can save €200–€500 per year.

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Find an Insurance Broker in Ireland

Home insurance, life insurance, and mortgage protection are essential for every property transaction. An insurance broker compares the whole market to get you the best cover at the lowest price.

Regulated by Central Bank of Ireland

Typical cost: €300 – €1,200/yr

Get Free Quotes — 90 Seconds

What does a Insurance Broker do?

Home buildings and contents insurance

Mortgage protection life cover

Landlord insurance

Whole of market comparison

Claims assistance

Frequently Asked Questions

Get Free Quotes

We'll match you with insurance brokers in your county. Takes 60 seconds — quotes typically within 2 hours.

Regulation Body

All insurance brokers in Ireland are regulated by the Central Bank of Ireland.

Visit Central Bank of Ireland

🛡️

Find an Insurance Broker in Ireland

Home insurance, life insurance, and mortgage protection are essential for every property transaction. An insurance broker compares the whole market to get you the best cover at the lowest price.

Regulated by Central Bank of Ireland

Typical cost: €300 – €1,200/yr

Get Free Quotes — 90 Seconds

What does a Insurance Broker do?

Home buildings and contents insurance

Mortgage protection life cover

Landlord insurance

Whole of market comparison

Claims assistance

Frequently Asked Questions

Get Free Quotes

We'll match you with insurance brokers in your county. Takes 60 seconds — quotes typically within 2 hours.

Regulation Body

All insurance brokers in Ireland are regulated by the Central Bank of Ireland.

Visit Central Bank of Ireland

Find an Insurance Broker in Ireland

What does a Insurance Broker do?

Find Insurance Brokers by County

Frequently Asked Questions

Get Free Quotes

Regulation Body

Find an Insurance Broker in Ireland

What does a Insurance Broker do?

Find Insurance Brokers by County

Frequently Asked Questions

Get Free Quotes

Regulation Body